Send money to any bank or mobile money wallet in Nigeria, Kenya, Rwanda, Uganda, Cameroon and Tanzania. You see the rate and fee before you send, and it usually lands in seconds.
Keep balances in the local currencies you actually use, and hold digital dollars (USDC) too. Move between them, or send straight out to a bank or mobile money account abroad.
Transfers to supported banks, wallets and mobile money arrive in seconds, with a live receipt and a push the moment it lands. No “3–5 business days.” No guessing.
Send to Nigeria, Kenya, Rwanda, Uganda, Cameroon and Tanzania, with South Africa and Ghana coming soon. Money lands in the banks and mobile money wallets your people already use.
Grab KuvarSend for iOS or Android, pick your @KuvarTag, and verify your ID in minutes.
Fund from your bank, card, or mobile money. Hold what you need in local currencies, or in digital dollars (USDC).
Pick a @KuvarTag, phone number, or KuvarCode QR. Recipients get paid into their bank or mobile money, in seconds.
Pay, get paid and cash out, all from the same app.
Pay in once and your recipient gets paid automatically the moment your money arrives. No second step, no checking your balance.
Send a payment request, share a receive link, or let someone scan your KuvarCode. Other KuvarSend users can pay you straight from your @KuvarTag — no account numbers changing hands.
Hold USDC alongside your local balances. Send it to an external wallet, or cash it out into a local currency and pay it straight to a bank or mobile money account.
Refer a friend and we pay you 20 to 25% of our revenue on every transaction they carry out, for a full 12 months. That adds up to ₦50,000 per referral, about $35, KSh 4,500, R 650, or the equivalent where you are. It all happens from the Invite Friends card on your home screen. No codes to copy, no forms.
Every transfer is confirmed by you: biometrics or PIN, every single time. No exceptions.
Every account is identity-verified, and every payout goes through a licensed partner in the country it lands in.
Your data is encrypted in transit and at rest, so your details stay private.
Your balance is held and safeguarded through our licensed payment partners. Your money is yours, full stop.
Download KuvarSend free from the App Store or Google Play, verify your ID in minutes, and make your first send today.
The app is free to download. Before you confirm any send, you see the exchange rate, the fee and exactly how much your recipient gets. No surprises at the end.
The app has two sides: Cash and Crypto. Cash holds balances in local currencies you can top up and send from; Crypto holds USDC, which you can send to an external wallet or cash out into a local currency. You choose what to keep and where.
Six countries today: Nigeria (NGN), Kenya (KES), Rwanda (RWF), Uganda (UGX), Cameroon (XAF), and Tanzania (TZS). South Africa (ZAR) and Ghana (GHS) are next — they appear in the app marked coming soon. Tell us where to go after that from inside the app.
Seconds, typically. You get a live receipt for every send and a push notification the moment it lands. If a payout partner is slow, you see the status in real time. Never a black box.
Every account is identity-verified, payouts go through licensed payment partners, and every send needs your Face ID, fingerprint or PIN. Your data is encrypted, and your balance is safeguarded through our licensed partners.
Express does the whole journey in one go: you pay in, and your recipient gets paid automatically when the money lands — no second step, no watching a balance. Regular Add money and Send money still work separately if you prefer.
Share a payment request, a receive link, or your KuvarCode QR. Other KuvarSend users can also pay you directly with your @KuvarTag — no account numbers involved.
Tap Invite Friends on your home screen and share your link. Once a friend joins, you earn a 20 to 25% share of our revenue on every transaction they carry out for the next 12 months, up to ₦50,000 per referral (about $35, or the equivalent in your local currency). Payouts land in your wallet automatically.
Download free, verify in minutes, and make your first send today. Six countries. Banks and mobile money. Seconds, not days.
